/* ==========================================================================
   SAHABAT GADAI - Offical Stylesheet
   Design System: Professional, Clean, Trustworthy Financial Landing Page
   ========================================================================== */

/* 1. CSS Variables & Reset
   ========================================================================== */
:root {
  --primary-color: #16a34a;
  --primary-dark: #15803d;
  --primary-light: #d1fae5;
  --secondary-color: #065f46;
  --accent-color: #16a34a;
  --accent-hover: #15803d;
  --warning-color: #ffc107;
  
  --text-dark: #212529;
  --text-muted: #6c757d;
  --text-light: #f8f9fa;
  
  --bg-light: #f8f9fa;
  --bg-white: #ffffff;
  --border-color: #e9ecef;
  
  --shadow-sm: 0 2px 4px rgba(0,0,0,0.05);
  --shadow-md: 0 6px 18px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 30px rgba(0,0,0,0.12);
  
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-pill: 50px;
  
  --transition-fast: all 0.2s ease;
  --transition-normal: all 0.3s ease;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  width: 100%;
  overflow-x: hidden;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--text-dark);
  background-color: var(--bg-white);
  line-height: 1.6;
  overflow-x: hidden;
  width: 100vw;
  max-width: 100%;
  padding-top: 80px;
}

img {
  width: 100%;
  height: auto;
  display: block;
}

p, h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  word-break: break-word;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-fast);
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  height: auto;
}

/* 2. Utility Classes & Container
   ========================================================================== */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  box-sizing: border-box;
  overflow-x: hidden;
}

.section {
  padding: 80px 0;
  width: 100%;
  overflow-x: hidden;
}

.bg-light {
  background-color: var(--bg-light);
}

.section-title {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 50px;
}

.section-title .sub-title {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  color: var(--primary-color);
  text-transform: uppercase;
  margin-bottom: 10px;
}

.section-title h2 {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--secondary-color);
  margin-bottom: 15px;
}

.section-title p {
  color: var(--text-muted);
  font-size: 1.05rem;
}

.text-gradient {
  background: linear-gradient(135deg, var(--primary-color), #064e3b);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius-pill);
  border: 1px solid transparent;
  cursor: pointer;
  transition: var(--transition-normal);
  white-space: nowrap;
}

.btn-sm {
  padding: 8px 16px;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 15px 32px;
  font-size: 1.05rem;
}

.btn-block {
  width: 100%;
}

.btn-primary {
  background-color: var(--primary-color);
  color: var(--bg-white);
}

.btn-primary:hover {
  background-color: var(--primary-dark);
  box-shadow: 0 6px 15px rgba(13, 110, 253, 0.3);
  transform: translateY(-2px);
}

.btn-whatsapp {
  background-color: var(--accent-color);
  color: var(--bg-white);
}

.btn-whatsapp:hover {
  background-color: var(--accent-hover);
  box-shadow: 0 6px 15px rgba(25, 135, 84, 0.3);
  transform: translateY(-2px);
}

.btn-outline {
  border-color: var(--primary-color);
  color: var(--primary-color);
  background: transparent;
}

.btn-outline:hover {
  background-color: var(--primary-color);
  color: var(--bg-white);
}

.btn-light {
  background-color: var(--bg-white);
  color: var(--secondary-color);
}

.btn-light:hover {
  background-color: var(--primary-light);
  color: var(--primary-color);
}

/* 3. Header & Navigation
   ========================================================================== */
.top-bar {
  background-color: var(--secondary-color);
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.82rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.top-bar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.top-info {
  display: flex;
  gap: 20px;
}

.top-info span i {
  color: var(--primary-color);
  margin-right: 5px;
}

.top-badge i {
  color: var(--warning-color);
  margin-right: 4px;
}

.navbar {
  background-color: var(--bg-white);
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 10000 !important;
  box-shadow: 0 1px 3px rgba(0,0,0,0.05);
  transition: var(--transition-normal);
  width: 100%;
  overflow-x: hidden;
}

.navbar-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
  box-sizing: border-box;
  width: 100%;
  overflow-x: hidden;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-icon {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
  color: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}

.logo-img {
  width: 50px;
  height: 50px;
  object-fit: contain;
  flex-shrink: 0;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--secondary-color);
  letter-spacing: -0.5px;
  line-height: 1.1;
}

.brand-subtitle {
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 600;
}

.nav-menu {
  display: flex;
  gap: 25px;
}

.nav-link {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-dark);
  position: relative;
  padding: 8px 0;
}

.nav-link:hover, .nav-link.active {
  color: var(--primary-color);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--primary-color);
  transition: var(--transition-fast);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 15px;
  z-index: 2001;
}

.hamburger {
  display: none !important;
  background: none;
  border: none;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  padding: 5px;
  z-index: 2000;
  position: relative;
  width: auto;
  height: auto;
  min-width: 44px;
  min-height: 44px;
  align-items: center;
  justify-content: center;
}

.hamburger:hover {
  opacity: 0.7;
}

.hamburger:active,
.hamburger:focus {
  opacity: 0.9;
  outline: 2px solid var(--primary-color);
}

.hamburger span {
  width: 25px;
  height: 3px;
  background-color: var(--secondary-color);
  border-radius: 2px;
  transition: var(--transition-fast);
  display: block;
  flex-shrink: 0;
}

/* 4. Hero Section
   ========================================================================== */
.hero-section {
  padding: 70px 0px 90px;
  background: linear-gradient(180deg, var(--primary-light) 0%, #ffffff 100%);
  position: relative;
  width: 100%;
  overflow-x: hidden;
  z-index: 1;
}

.hero-container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 50px;
  align-items: center;
}

.badge-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background-color: var(--primary-light);
  color: var(--primary-color);
  padding: 6px 16px;
  border-radius: var(--radius-pill);
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 20px;
}

.hero-content h1 {
  font-size: 2.8rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--secondary-color);
  margin-bottom: 20px;
}

.hero-desc {
  font-size: 1.1rem;
  color: var(--text-muted);
  margin-bottom: 30px;
}

.hero-buttons {
  display: flex;
  gap: 15px;
  margin-bottom: 35px;
}

.hero-trust {
  display: flex;
  gap: 20px;
  border-top: 1px solid var(--border-color);
  padding-top: 25px;
}

.trust-item {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-dark);
  display: flex;
  align-items: center;
  gap: 6px;
}

.trust-item i {
  color: var(--accent-color);
}

/* Quick Form Card */
.quick-form-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 35px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-color);
}

.form-header {
  margin-bottom: 25px;
}

.form-header h3 {
  font-size: 1.4rem;
  color: var(--secondary-color);
  font-weight: 700;
}

.form-header p {
  font-size: 0.88rem;
  color: var(--text-muted);
}

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.form-group input, .form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  font-family: inherit;
  transition: var(--transition-fast);
  background-color: #fafafa;
}

.form-group input:focus, .form-group select:focus {
  outline: none;
  border-color: var(--primary-color);
  background-color: var(--bg-white);
  box-shadow: 0 0 0 3px rgba(13, 110, 253, 0.15);
}

/* 5. Stats Section
   ========================================================================== */
.stats-section {
  background-color: var(--secondary-color);
  color: white;
  padding: 40px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}

.stat-box {
  padding: 15px;
}

.stat-number {
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--primary-color);
  display: inline-block;
}

.stat-percent, .stat-unit {
  font-size: 1.8rem;
  font-weight: 800;
  display: inline-block;
  color: var(--primary-color);
}

.stat-label {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 500;
  margin-top: 5px;
}

/* 6. Barang Jaminan Categories
   ========================================================================== */
.category-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 25px;
}

.category-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 30px;
  transition: var(--transition-normal);
  position: relative;
  display: flex;
  flex-direction: column;
}

.category-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-color);
}

.card-image {
  width: 100%;
  height: 300px;
  margin: -30px -30px 20px -30px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border-radius: var(--radius-md) var(--radius-md) 0 0;
  overflow: hidden;
  padding: 10px;
  box-sizing: border-box;
}

.card-image img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  object-position: center;
  transition: transform 0.3s ease;
}

.category-card:hover .card-image img {
  transform: scale(1.08);
}

.card-icon {
  width: 55px;
  height: 55px;
  background-color: var(--primary-light);
  color: var(--primary-color);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 20px;
}

.category-card h3 {
  font-size: 1.2rem;
  color: var(--secondary-color);
  margin-bottom: 10px;
}

.category-card p {
  color: var(--text-muted);
  font-size: 0.9rem;
  margin-bottom: 20px;
  flex-grow: 1;
}

.category-card .tag {
  align-self: flex-start;
  background-color: #e6f4ea;
  color: var(--accent-color);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-pill);
}

/* 7. Keunggulan Section
   ========================================================================== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.feature-box {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 20px;
  background-color: var(--bg-white);
  padding: 30px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-color);
}

.feature-icon {
  width: 70px;
  height: 70px;
  min-width: 70px;
  background: var(--primary-color);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
}

.feature-body h3 {
  font-size: 1.15rem;
  color: var(--secondary-color);
  margin-bottom: 8px;
}

.feature-body p {
  font-size: 0.9rem;
  color: var(--text-muted);
}

/* 8. Tim Profesional Section
   ========================================================================== */
.team-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

/* Container Foto Utama */
.team-photo-box {
  width: 370px;
  height: 420px;
  position: relative; /* Penting: menjadi patokan posisi absolute foto */
  overflow: hidden;   /* Memotong area di luar 220x270 */
  border-radius: 16px;
  border: 3px solid #00a651;
  background-color: var(--primary-light);
}

/* Mengunci Semua Foto Agar Menumpuk Tepat di 1 Titik */
.team-photo-box img {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  height: 100% !important;
  object-fit: cover !important;
  opacity: 0;
  animation: slideshowThreeImages 9s infinite;
}

/* Pengaturan Urutan Tampil Foto */
.team-photo-box img:nth-child(1) {
  animation-delay: 0s;
}

.team-photo-box img:nth-child(2) {
  animation-delay: 3s;
}

.team-photo-box img:nth-child(3) {
  animation-delay: 6s;
}

/* Keyframe Animasi Masing-Masing Foto (Tampil 3 Detik) */
@keyframes slideshowThreeImages {
  0% {
    opacity: 0;
  }
  10% {
    opacity: 1; /* Transisi muncul */
  }
  33.33% {
    opacity: 1; /* Foto aktif/terlihat */
  }
  43.33% {
    opacity: 0; /* Transisi menghilang */
  }
  100% {
    opacity: 0;
  }
}

.team-content h3 {
  font-size: 1.6rem;
  color: var(--primary-color);
  margin-bottom: 15px;
  position: relative;
  padding-bottom: 15px;
}

.team-content h3::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 50px;
  height: 3px;
  background-color: var(--primary-color);
}

.team-description {
  font-size: 1rem;
  color: var(--text-muted);
  margin-bottom: 30px;
  line-height: 1.6;
}

.team-features {
  display: grid;
  grid-template-columns: 1fr;
  gap: 15px;
}

.team-feature-item {
  display: flex;
  gap: 15px;
  align-items: flex-start;
}

.feature-check {
  width: 30px;
  height: 30px;
  min-width: 30px;
  background-color: var(--primary-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-color);
  font-size: 1.1rem;
}

.feature-text {
  padding-top: 3px;
}

.feature-text strong {
  color: var(--text-dark);
  font-size: 0.95rem;
}

.team-section-title {
  font-size: 1.4rem;
  color: var(--secondary-color);
  margin-bottom: 10px;
}

/* 9. Calculator Section
   ========================================================================== */
.calculator-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
  background: linear-gradient(135deg, var(--secondary-color), #022c1d);
  border-radius: var(--radius-lg);
  padding: 50px;
  color: white;
}

.calculator-info h2 {
  color: white;
  font-size: 2.2rem;
  margin-bottom: 15px;
}

.calculator-info p {
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 30px;
}

.calc-highlights {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.hl-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
}

.hl-item i {
  color: var(--warning-color);
}

.calculator-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  padding: 35px;
  color: var(--text-dark);
}

.calc-group {
  margin-bottom: 25px;
}

.calc-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: 8px;
}

.range-value {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--primary-color);
  margin-bottom: 10px;
}

input[type=range] {
  width: 100%;
  height: 8px;
  border-radius: 5px;
  background: #e2e8f0;
  outline: none;
  accent-color: var(--primary-color);
}

.range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-top: 5px;
}

.tenor-options {
  display: flex;
  gap: 10px;
}

.tenor-btn {
  flex: 1;
  padding: 10px;
  border: 1px solid var(--border-color);
  background: var(--bg-light);
  border-radius: var(--radius-sm);
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition-fast);
}

.tenor-btn.active, .tenor-btn:hover {
  background-color: var(--primary-color);
  color: white;
  border-color: var(--primary-color);
}

.calc-result-box {
  background-color: var(--primary-light);
  border-radius: var(--radius-md);
  padding: 20px;
  margin-bottom: 20px;
}

.result-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.9rem;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.result-row.total {
  border-top: 1px dashed #cbd5e1;
  padding-top: 10px;
  margin-top: 10px;
  font-weight: 700;
  font-size: 1rem;
}

.result-row.total strong {
  color: var(--primary-color);
  font-size: 1.2rem;
}

.calc-note {
  display: block;
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 12px;
}

/* 9. Steps / How it Works
   ========================================================================== */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.step-card {
  background-color: var(--bg-white);
  padding: 30px 20px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  position: relative;
  text-align: center;
}

.step-number {
  width: 50px;
  height: 50px;
  background-color: var(--primary-color);
  color: white;
  font-weight: 800;
  font-size: 1.2rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.step-card h3 {
  font-size: 1.1rem;
  color: var(--secondary-color);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
}

/* 10. Branches / Lokasi Section
   ========================================================================== */
.branch-controls {
  text-align: center;
  margin-bottom: 30px;
}

.branch-controls select {
  padding: 10px 20px;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border-color);
  font-size: 0.95rem;
  font-weight: 600;
  outline: none;
  cursor: pointer;
}

.branch-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 25px;
}

.branch-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 25px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.branch-card > p {
  margin: 0 !important;
  flex-grow: 0;
}

.branch-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 3px;
}

.branch-header h3 {
  font-size: 1.05rem;
  color: var(--secondary-color);
  font-weight: 700;
  margin: 0;
}

.badge-open {
  background-color: #e6f4ea;
  color: var(--accent-color);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 4px;
  white-space: nowrap;
  flex-shrink: 0;
}

.branch-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin: 0;
  display: flex;
  align-items: flex-start;
  gap: 8px;
  line-height: 1.4;
}

.branch-card p i {
  color: var(--primary-color);
  margin-top: 3px;
  flex-shrink: 0;
  min-width: 16px;
}

.branch-card-actions {
  display: flex;
  gap: 10px;
  margin-top: auto;
  flex-wrap: wrap;
}

.branch-card .btn {
  flex: 1;
  min-height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.btn-maps {
  background-color: var(--primary-color);
  color: white;
  border: 1px solid var(--primary-color);
}

.btn-maps:hover {
  background-color: var(--primary-dark);
}

.btn-wa {
  background-color: #25d366;
  color: white;
  border: 1px solid #25d366;
}

.btn-wa:hover {
  background-color: #20ba5a;
}

/* 11. Testimonials
   ========================================================================== */
.testimonial-slider {
  position: relative;
  border-radius: var(--radius-lg);
  padding: 35px 30px;
  overflow: hidden;
  max-width: 700px;
  margin: 0 auto;
}

.testimonial-track {
  display: flex;
  transition: transform 0.5s ease-in-out;
  width: 100%;
}

.testimonial-card {
  background-color: var(--bg-white);
  padding: 25px 28px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  border: 2px solid var(--primary-color);
  min-width: 100%;
  flex-shrink: 0;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
}

.testimonial-card.slide {
  animation: slideInFade 0.5s ease-in-out;
}

@keyframes slideInFade {
  from {
    opacity: 0;
    transform: translateX(20px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.testimonial-card::before {
  content: '"';
  font-size: 2rem;
  color: var(--primary-color);
  opacity: 0.25;
  position: absolute;
  top: 8px;
  left: 15px;
  font-family: Georgia, serif;
}

.stars {
  color: var(--primary-color);
  font-size: 0.95rem;
  margin-bottom: 12px;
  letter-spacing: 1.5px;
}

.testi-text {
  font-size: 0.9rem;
  color: var(--text-dark);
  font-style: italic;
  margin-bottom: 16px;
  line-height: 1.5;
  font-weight: 500;
}

.testi-author strong {
  display: block;
  font-size: 0.88rem;
  color: var(--secondary-color);
  margin-bottom: 2px;
  font-weight: 700;
}

.testi-author span {
  font-size: 0.75rem;
  color: var(--primary-color);
  font-weight: 500;
}

.testimonial-dots {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: 20px;
}

.dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  border: 2px solid var(--primary-color);
  background-color: transparent;
  cursor: pointer;
  transition: all 0.3s ease;
  padding: 0;
}

.dot.active {
  background-color: var(--primary-color);
  width: 28px;
  border-radius: 6px;
}

.testimonial-nav {
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  display: flex;
  justify-content: space-between;
  padding: 0 20px;
  transform: translateY(-50%);
  pointer-events: none;
}

.slide-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background-color: var(--primary-color);
  color: white;
  border: none;
  font-size: 1.1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
  pointer-events: all;
  box-shadow: var(--shadow-md);
}

.slide-btn:hover {
  background-color: var(--primary-dark);
  transform: scale(1.1);
  box-shadow: var(--shadow-lg);
}

.slide-btn:active {
  transform: scale(0.95);
}

/* 12. FAQ Accordion
   ========================================================================== */
.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.faq-item {
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  overflow: hidden;
  background-color: var(--bg-white);
}

.faq-question {
  width: 100%;
  padding: 20px;
  text-align: left;
  background: none;
  border: none;
  font-size: 1rem;
  font-weight: 700;
  color: var(--secondary-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: inherit;
}

.faq-question i {
  transition: var(--transition-fast);
  color: var(--primary-color);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
  background-color: #fafafa;
}

.faq-answer p {
  padding: 0 20px 20px;
  font-size: 0.92rem;
  color: var(--text-muted);
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

/* 13. CTA Banner
   ========================================================================== */
.cta-section {
  background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
  color: white;
  padding: 60px 0;
  width: 100%;
  overflow-x: hidden;
}

.cta-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
}

.cta-content h2 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 10px;
}

.cta-content p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1rem;
}

/* 14. Footer
   ========================================================================== */
.footer {
  background-color: var(--secondary-color);
  color: rgba(255, 255, 255, 0.75);
  padding-top: 70px;
  width: 100%;
  overflow-x: hidden;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 50px;
}

.footer-logo {
  color: white;
  margin-bottom: 15px;
}

.footer-brand p {
  font-size: 0.88rem;
  margin-bottom: 20px;
  line-height: 1.6;
}

.ojk-note {
  font-size: 0.8rem;
  background: rgba(255, 255, 255, 0.05);
  padding: 10px 15px;
  border-radius: var(--radius-sm);
  color: var(--warning-color);
  border-left: 3px solid var(--warning-color);
}

.footer-links h4, .footer-contact h4 {
  color: white;
  font-size: 1.05rem;
  margin-bottom: 20px;
}

.footer-links ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  font-size: 0.88rem;
}

.footer-links a:hover {
  color: var(--primary-color);
}

.footer-contact p {
  font-size: 0.88rem;
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.social-links {
  display: flex;
  gap: 12px;
  margin-top: 20px;
}

.social-links a {
  width: 36px;
  height: 36px;
  background: rgba(255, 255, 255, 0.1);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}

.social-links a:hover {
  background-color: var(--primary-color);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px 0;
  font-size: 0.82rem;
}

.footer-bottom-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.legal-links {
  display: flex;
  gap: 20px;
}

/* 15. Floating WhatsApp & Widgets
   ========================================================================== */
.floating-wa {
  position: fixed;
  bottom: 25px;
  right: 25px;
  width: 60px;
  height: 60px;
  background-color: #25d366;
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  box-shadow: 0 4px 15px rgba(37, 211, 102, 0.4);
  z-index: 999;
  transition: var(--transition-normal);
}

.floating-wa:hover {
  transform: scale(1.1);
}

.wa-tooltip {
  position: absolute;
  right: 70px;
  background-color: var(--secondary-color);
  color: white;
  font-size: 0.8rem;
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  white-space: nowrap;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition-fast);
  pointer-events: none;
}

.floating-wa:hover .wa-tooltip {
  opacity: 1;
  visibility: visible;
}

/* 16. Responsive Breakpoints
   ========================================================================== */

/* Tablet & Smaller Desktop (992px and below) */
@media (max-width: 992px) {
  .section {
    padding: 60px 0;
  }

  .hero-container {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .hero-content h1 {
    font-size: 2.5rem;
  }

  .hero-buttons {
    flex-direction: column;
  }

  .calculator-wrapper {
    grid-template-columns: 1fr;
    padding: 40px;
  }

  .calculator-info h2 {
    font-size: 1.8rem;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .testimonial-slider {
    padding: 28px 20px;
    max-width: 650px;
  }

  .testimonial-card {
    padding: 22px 24px;
  }

  .testimonial-nav {
    padding: 0 5px;
  }

  .slide-btn {
    width: 40px;
    height: 40px;
    font-size: 1rem;
  }

  .testi-text {
    font-size: 0.9rem;
    margin-bottom: 15px;
  }

  .stars {
    font-size: 0.95rem;
    margin-bottom: 12px;
  }

  .dot {
    width: 10px;
    height: 10px;
  }

  .dot.active {
    width: 24px;
  }

  .testimonial-dots {
    margin-top: 24px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 30px;
  }

  .cta-container {
    flex-direction: column;
    text-align: center;
  }

  .section-title h2 {
    font-size: 1.8rem;
  }
}

/* Mobile: Tablets (768px and below) */
@media (max-width: 768px) {
  /* Universal Mobile Fixes */
  html {
    font-size: 14px;
    width: 100%;
    overflow-x: hidden;
  }

  body {
    width: 100vw;
    overflow-x: hidden;
  }

  * {
    max-width: 100%;
  }

  img {
    max-width: 100%;
    width: 100%;
  }

  .container {
    padding: 0 16px;
    width: 100%;
    box-sizing: border-box;
    overflow-x: hidden;
  }

  .section {
    padding: 50px 0;
    width: 100%;
    overflow-x: hidden;
  }

  /* Universal Grid/Flex Fixes */
  [class*="grid"],
  [class*="flex"],
  div[class*="wrapper"],
  div[class*="container"] {
    width: 100%;
    box-sizing: border-box;
    overflow-x: hidden;
  }

  /* All Cards */
  [class*="card"] {
    width: 100%;
    box-sizing: border-box;
  }

  /* All Forms */
  form {
    width: 100%;
  }

  input, select, textarea {
    width: 100%;
    box-sizing: border-box;
    max-width: 100%;
  }

  button {
    max-width: 100%;
  }

  /* Gap Optimization for Mobile */
  [class*="grid"] {
    gap: 12px !important;
  }

  [class*="flex"] {
    gap: 10px !important;
  }

  /* Navigation */
  .navbar {
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
  }

  body {
    padding-top: 70px !important;
  }

  .navbar-container {
    height: 70px;
  }

  .brand-title {
    font-size: 1rem;
  }

  .brand-subtitle {
    font-size: 0.6rem;
  }

  .logo-img {
    width: 44px;
    height: 44px;
  }

  .nav-menu {
    position: fixed !important;
    top: 70px !important;
    left: 0 !important;
    right: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    background-color: var(--bg-white) !important;
    display: flex !important;
    flex-direction: column !important;
    padding: 15px !important;
    gap: 0 !important;
    box-shadow: none !important;
    border: none !important;
    max-height: 0 !important;
    overflow: hidden !important;
    transition: max-height 0.3s ease-in-out !important;
    z-index: 5000 !important;
    box-sizing: border-box !important;
  }

  .nav-menu.active {
    max-height: calc(100vh - 70px) !important;
    overflow-y: auto !important;
  }

  .nav-link {
    padding: 12px 15px !important;
    font-size: 0.9rem !important;
    color: var(--text-dark) !important;
    border: none !important;
    margin: 0 !important;
    background: transparent !important;
  }

  .nav-link:hover,
  .nav-link.active {
    background-color: var(--primary-light) !important;
  }

  .hamburger {
    display: flex !important;
    z-index: 2000 !important;
    position: relative !important;
    cursor: pointer !important;
    visibility: visible !important;
    opacity: 1 !important;
    width: auto !important;
    height: auto !important;
    min-width: 44px !important;
    min-height: 44px !important;
  }

  .hamburger span {
    display: block !important;
    width: 25px !important;
    height: 3px !important;
    background-color: var(--secondary-color) !important;
    flex-shrink: 0 !important;
  }

  .hamburger:focus,
  .hamburger:active {
    outline: 2px solid var(--primary-color) !important;
    outline-offset: 2px !important;
  }

  .nav-actions {
    display: flex;
    align-items: center;
    gap: 10px;
    z-index: 2001;
    position: relative;
  }

  .btn-whatsapp {
    padding: 10px 16px;
    font-size: 0.85rem;
  }

  .btn {
    max-width: 100%;
    word-wrap: break-word;
  }

  .btn-lg {
    width: 100%;
    padding: 12px 16px;
    font-size: 0.9rem;
  }

  .btn-block {
    width: 100%;
  }

  /* Hero Section */
  .hero-section {
    padding: 50px 0 60px;
    width: 100%;
  }

  .hero-container {
    grid-template-columns: 1fr;
    gap: 20px;
    width: 100%;
  }

  .hero-content {
    width: 100%;
  }

  .hero-content h1 {
    font-size: 1.8rem;
    line-height: 1.3;
  }

  .hero-desc {
    font-size: 0.95rem;
  }

  /* Gap Optimization for Mobile */
  [class*="grid"] {
    gap: 10px !important;
  }

  [class*="flex"] {
    gap: 8px !important;
  }

  .hero-buttons {
    flex-direction: column;
    gap: 10px;
    width: 100%;
  }

  .hero-buttons .btn {
    width: 100%;
  }

  .hero-trust {
    flex-direction: column;
    gap: 8px;
    padding-top: 15px;
    width: 100%;
  }

  .hero-card-wrapper {
    width: 100%;
  }

  .trust-item {
    font-size: 0.8rem;
  }

  .quick-form-card {
    padding: 20px;
    width: 100%;
    overflow-x: hidden;
  }

  .form-header h3 {
    font-size: 1.2rem;
    word-wrap: break-word;
  }

  .form-header p {
    word-wrap: break-word;
  }

  .form-group {
    margin-bottom: 14px;
  }

  .form-group label {
    font-size: 0.8rem;
    display: block;
    word-wrap: break-word;
  }

  .form-group input, .form-group select {
    padding: 10px 12px;
    font-size: 0.9rem;
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
  }

  .quick-form-card button {
    width: 100%;
    box-sizing: border-box;
  }

  #quickGadaiForm button {
    width: 100%;
    box-sizing: border-box;
  }

  /* Section Titles */
  .section-title {
    margin-bottom: 35px;
    padding: 0 10px;
    word-wrap: break-word;
    overflow-x: hidden;
  }

  .section-title h2 {
    font-size: 1.5rem;
    line-height: 1.2;
    word-wrap: break-word;
  }

  .section-title p {
    font-size: 0.95rem;
    word-wrap: break-word;
  }

  /* Category Cards */
  .category-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .category-card {
    padding: 20px;
  }

  .card-image {
    height: 220px;
    margin: -20px -20px 15px -20px;
    padding: 15px;
  }

  .card-icon {
    width: 45px;
    height: 45px;
    font-size: 1.4rem;
  }

  .category-card h3 {
    font-size: 1.05rem;
  }

  .category-card p {
    font-size: 0.85rem;
  }

  /* Features Grid */
  .features-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .feature-box {
    padding: 20px;
    gap: 15px;
  }

  .feature-icon {
    width: 60px;
    height: 60px;
    min-width: 60px;
    font-size: 1.5rem;
  }

  .feature-body h3 {
    font-size: 1rem;
  }

  .feature-body p {
    font-size: 0.85rem;
  }

  /* Team Section */
  .team-container {
    grid-template-columns: 1fr;
    gap: 30px;
  }

/* Container Foto */
/* Container Foto Utama */
.team-photo-box {
  width: 370px;
  height: 420px;
  position: relative; /* Penting: menjadi patokan posisi absolute foto */
  overflow: hidden;   /* Memotong area di luar 220x270 */
  border-radius: 16px;
  border: 3px solid #00a651;
  background-color: var(--primary-light);
}

/* Mengunci Semua Foto Agar Menumpuk Tepat di 1 Titik */
.team-photo-box img {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  width: 100% !important;
  height: 100% !important;
  object-fit: cover !important;
  opacity: 0;
  animation: slideshowThreeImages 9s infinite;
}

/* Pengaturan Urutan Tampil Foto */
.team-photo-box img:nth-child(1) {
  animation-delay: 0s;
}

.team-photo-box img:nth-child(2) {
  animation-delay: 3s;
}

.team-photo-box img:nth-child(3) {
  animation-delay: 6s;
}

/* Keyframe Animasi Masing-Masing Foto (Tampil 3 Detik) */
@keyframes slideshowThreeImages {
  0% {
    opacity: 0;
  }
  10% {
    opacity: 1; /* Transisi muncul */
  }
  33.33% {
    opacity: 1; /* Foto aktif/terlihat */
  }
  43.33% {
    opacity: 0; /* Transisi menghilang */
  }
  100% {
    opacity: 0;
  }
}

  .team-content h3 {
    font-size: 1.3rem;
  }

  .team-description {
    font-size: 0.9rem;
  }

  .team-features {
    grid-template-columns: 1fr;
  }

  .feature-check {
    width: 25px;
    height: 25px;
    font-size: 0.9rem;
  }

  .feature-text strong {
    font-size: 0.9rem;
  }

  /* Calculator */
  .calculator-wrapper {
    padding: 20px;
    border-radius: var(--radius-md);
    overflow-x: hidden;
    width: 100%;
    box-sizing: border-box;
  }

  .calculator-info {
    margin-bottom: 25px;
    width: 100%;
  }

  .calculator-info h2 {
    font-size: 1.5rem;
    margin-bottom: 12px;
    word-wrap: break-word;
  }

  .calculator-info p {
    font-size: 0.9rem;
    word-wrap: break-word;
  }

  .calc-highlights {
    gap: 10px;
  }

  .hl-item {
    font-size: 0.85rem;
  }

  .calculator-card {
    padding: 20px;
  }

  .calc-group {
    margin-bottom: 20px;
  }

  .calc-group label {
    font-size: 0.8rem;
  }

  .range-value {
    font-size: 1.4rem;
    margin-bottom: 8px;
  }

  input[type=range] {
    height: 6px;
  }

  .range-limits {
    font-size: 0.7rem;
  }

  .tenor-options {
    gap: 8px;
  }

  .tenor-btn {
    padding: 8px;
    font-size: 0.85rem;
  }

  .calc-result-box {
    padding: 15px;
    margin-bottom: 15px;
  }

  .result-row {
    font-size: 0.85rem;
    margin-bottom: 6px;
  }

  .result-row.total {
    font-size: 0.95rem;
  }

  .result-row.total strong {
    font-size: 1rem;
  }

  .calc-note {
    font-size: 0.7rem;
  }

  #btnAjukanSimulasi {
    padding: 12px;
    font-size: 0.9rem;
  }

  /* Steps */
  .steps-grid {
    grid-template-columns: 1fr;
    gap: 15px;
  }

  .step-card {
    padding: 20px 15px;
  }

  .step-number {
    width: 40px;
    height: 40px;
    font-size: 1rem;
  }

  .step-card h3 {
    font-size: 0.95rem;
  }

  .step-card p {
    font-size: 0.8rem;
  }

  /* Branch Section */
  .branch-controls {
    margin-bottom: 20px;
  }

  .branch-controls select {
    padding: 8px 15px;
    font-size: 0.9rem;
  }

  .branch-grid {
    grid-template-columns: 1fr;
    gap: 15px;
  }

  .branch-card {
    padding: 18px;
  }

  .branch-header {
    margin-bottom: 12px;
  }

  .branch-header h3 {
    font-size: 0.95rem;
  }

  .branch-card p {
    font-size: 0.8rem;
    margin-bottom: 6px;
  }

  .branch-card-actions {
    gap: 8px;
  }

  .branch-card .btn {
    min-height: 36px;
    font-size: 0.75rem;
    padding: 8px 10px;
  }

  .branch-card .btn {
    margin-top: 10px;
  }

  /* Testimonials */
  .testimonial-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .testimonial-card {
    padding: 20px;
  }

  .testi-text {
    font-size: 0.85rem;
    margin-bottom: 15px;
  }

  .testi-author strong {
    font-size: 0.9rem;
  }

  .testi-author span {
    font-size: 0.75rem;
  }

  /* FAQ */
  .faq-accordion {
    margin: 0;
  }

  .faq-item {
    border-radius: var(--radius-sm);
  }

  .faq-question {
    padding: 15px;
    font-size: 0.9rem;
  }

  .faq-answer p {
    padding: 0 15px 15px;
    font-size: 0.85rem;
  }

  /* CTA Section */
  .cta-section {
    padding: 40px 0;
  }

  .cta-content h2 {
    font-size: 1.4rem;
    margin-bottom: 10px;
  }

  .cta-content p {
    font-size: 0.9rem;
  }

  .cta-actions {
    margin-top: 15px;
  }

  /* Footer */
  .footer {
    padding-top: 50px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
    margin-bottom: 30px;
  }

  .footer-brand p {
    font-size: 0.85rem;
  }

  .footer-links h4, .footer-contact h4 {
    font-size: 1rem;
    margin-bottom: 15px;
  }

  .footer-links a {
    font-size: 0.85rem;
  }

  .footer-contact p {
    font-size: 0.85rem;
  }

  .footer-bottom-content {
    flex-direction: column;
    gap: 8px;
    text-align: center;
  }

  .legal-links {
    gap: 15px;
    font-size: 0.8rem;
  }

  .footer-bottom {
    font-size: 0.75rem;
  }

  /* Floating WA */
  .floating-wa {
    width: 55px;
    height: 55px;
    bottom: 20px;
    right: 20px;
    font-size: 1.8rem;
  }

  .wa-tooltip {
    font-size: 0.75rem;
    padding: 5px 10px;
    right: 65px;
  }

  /* Stats */
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
  }

  .stat-box {
    padding: 12px;
  }

  .stat-number {
    font-size: 2rem;
  }

  .stat-percent, .stat-unit {
    font-size: 1.4rem;
  }

  .stat-label {
    font-size: 0.8rem;
  }
}

/* Mobile: Small Phones (480px and below) */
@media (max-width: 480px) {
  /* Universal Small Phone Fixes */
  html {
    font-size: 13px;
    width: 100%;
    overflow-x: hidden;
  }

  body {
    width: 100vw;
    overflow-x: hidden;
  }

  * {
    max-width: 100%;
  }

  /* Universal Grid/Flex Fixes */
  [class*="grid"],
  [class*="flex"],
  div[class*="wrapper"],
  div[class*="container"] {
    width: 100%;
    box-sizing: border-box;
    overflow-x: hidden !important;
  }

  /* All Cards */
  [class*="card"] {
    width: 100%;
    box-sizing: border-box;
  }

  /* All Forms */
  form {
    width: 100%;
  }

  input, select, textarea {
    width: 100%;
    box-sizing: border-box;
    max-width: 100%;
  }

  button {
    max-width: 100%;
  }

  .container {
    padding: 0 12px;
    width: 100%;
    box-sizing: border-box;
    overflow-x: hidden;
  }

  .section {
    padding: 35px 0;
    width: 100%;
    overflow-x: hidden;
  }

  /* Navbar */
  .navbar {
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
  }

  body {
    padding-top: 65px !important;
  }

  .navbar-container {
    height: 65px;
    padding: 0 12px;
  }

  .hamburger {
    display: flex !important;
    z-index: 2000 !important;
    position: relative !important;
    cursor: pointer !important;
    visibility: visible !important;
    opacity: 1 !important;
    width: auto !important;
    height: auto !important;
    min-width: 44px !important;
    min-height: 44px !important;
  }

  .hamburger span {
    display: block !important;
    width: 25px !important;
    height: 3px !important;
    background-color: var(--secondary-color) !important;
    flex-shrink: 0 !important;
  }

  .nav-menu {
    position: fixed !important;
    top: 65px !important;
    left: 0 !important;
    right: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    background-color: var(--bg-white) !important;
    display: flex !important;
    flex-direction: column !important;
    padding: 10px !important;
    gap: 0 !important;
    box-shadow: none !important;
    border: none !important;
    max-height: 0 !important;
    overflow: hidden !important;
    transition: max-height 0.3s ease-in-out !important;
    z-index: 5000 !important;
    box-sizing: border-box !important;
  }

  .nav-menu.active {
    max-height: calc(100vh - 65px) !important;
    overflow-y: auto !important;
  }

  .brand-title {
    font-size: 0.9rem;
    white-space: nowrap;
    max-width: 100px;
    overflow: hidden;
    text-overflow: ellipsis;
  }

  .brand-subtitle {
    display: none;
  }

  .logo-img {
    width: 40px;
    height: 40px;
  }

  .btn-whatsapp {
    padding: 8px 12px;
    font-size: 0.75rem;
    white-space: nowrap;
  }

  .btn-whatsapp i {
    font-size: 1rem;
  }

  /* Hero Section */
  .hero-section {
    padding: 40px 0 50px;
    width: 100%;
  }

  .hero-container {
    grid-template-columns: 1fr;
    gap: 15px;
    width: 100%;
  }

  .hero-content {
    width: 100%;
  }

  .hero-card-wrapper {
    width: 100%;
  }

  .hero-content h1 {
    font-size: 1.4rem;
  }

  .badge-tag {
    font-size: 0.75rem;
    padding: 5px 12px;
  }

  .hero-buttons {
    gap: 10px;
  }

  .btn-lg {
    padding: 12px 20px;
    font-size: 0.85rem;
  }

  .hero-desc {
    font-size: 0.9rem;
  }

  .quick-form-card {
    padding: 18px;
    margin-top: 20px;
    width: 100%;
    box-sizing: border-box;
  }

  .quick-form-card button,
  #quickGadaiForm button {
    width: 100%;
    box-sizing: border-box;
  }

  .form-header h3 {
    font-size: 1.1rem;
  }

  .form-header p {
    font-size: 0.8rem;
  }

  /* Sections */
  .section-title {
    margin-bottom: 25px;
  }

  .section-title .sub-title {
    font-size: 0.75rem;
  }

  .section-title h2 {
    font-size: 1.3rem;
  }

  .section-title p {
    font-size: 0.9rem;
  }

  /* Cards */
  .category-card {
    padding: 18px;
  }

  .card-icon {
    width: 40px;
    height: 40px;
    font-size: 1.2rem;
  }

  .category-card h3 {
    font-size: 1rem;
  }

  .category-card p {
    font-size: 0.8rem;
  }

  /* Feature Box */
  .feature-box {
    padding: 18px;
    gap: 12px;
  }

  .feature-body h3 {
    font-size: 0.95rem;
  }

  .feature-body p {
    font-size: 0.8rem;
  }

  /* Team Section */
  .team-container {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .team-photo-box {
    width: 180px;
    height: 220px;
  }

  .team-content h3 {
    font-size: 1.1rem;
  }

  .team-description {
    font-size: 0.85rem;
  }

  /* Calculator */
  .calculator-wrapper {
    padding: 20px;
  }

  .calculator-info h2 {
    font-size: 1.3rem;
  }

  .calc-group label {
    font-size: 0.75rem;
  }

  .range-value {
    font-size: 1.2rem;
  }

  .range-limits {
    font-size: 0.65rem;
  }

  .tenor-btn {
    font-size: 0.8rem;
    padding: 7px;
  }

  .calc-result-box {
    padding: 12px;
  }

  .result-row {
    font-size: 0.8rem;
  }

  /* Steps */
  .step-card {
    padding: 18px 12px;
  }

  .step-number {
    width: 35px;
    height: 35px;
    font-size: 0.95rem;
    margin-bottom: 15px;
  }

  .step-card h3 {
    font-size: 0.9rem;
  }

  .step-card p {
    font-size: 0.75rem;
  }

  /* Branch */
  .branch-card {
    padding: 15px;
  }

  .branch-header h3 {
    font-size: 0.9rem;
  }

  .branch-card p {
    font-size: 0.75rem;
  }

  /* Testimonials */
  .testimonial-slider {
    padding: 22px 18px;
    max-width: 95%;
  }

  .testimonial-card {
    padding: 18px 20px;
  }

  .stars {
    font-size: 0.85rem;
    margin-bottom: 8px;
    letter-spacing: 1px;
  }

  .testi-text {
    font-size: 0.85rem;
    margin-bottom: 12px;
    line-height: 1.4;
  }

  .testi-author strong {
    font-size: 0.8rem;
  }

  .testi-author span {
    font-size: 0.7rem;
  }

  .slide-btn {
    width: 38px;
    height: 38px;
    font-size: 0.95rem;
  }

  .dot {
    width: 10px;
    height: 10px;
  }

  .dot.active {
    width: 22px;
  }

  .testimonial-dots {
    margin-top: 20px;
    gap: 8px;
  }

  .testimonial-card::before {
    font-size: 1.8rem;
    top: 6px;
    left: 12px;
  }

  .stars {
    font-size: 0.8rem;
    margin-bottom: 10px;
  }

  .testi-text {
    font-size: 0.8rem;
  }

  /* FAQ */
  .faq-question {
    padding: 12px;
    font-size: 0.85rem;
  }

  .faq-answer p {
    padding: 0 12px 12px;
    font-size: 0.8rem;
  }

  /* CTA */
  .cta-content h2 {
    font-size: 1.2rem;
  }

  .cta-content p {
    font-size: 0.85rem;
  }

  .btn.btn-lg {
    padding: 12px 16px;
  }

  /* Footer */
  .footer {
    padding-top: 35px;
  }

  .footer-brand p {
    font-size: 0.8rem;
  }

  .footer-links h4, .footer-contact h4 {
    font-size: 0.95rem;
  }

  .footer-links a {
    font-size: 0.8rem;
  }

  .footer-contact p {
    font-size: 0.8rem;
  }

  .social-links {
    gap: 8px;
  }

  .social-links a {
    width: 30px;
    height: 30px;
    font-size: 0.8rem;
  }

  /* Floating WA */
  .floating-wa {
    width: 50px;
    height: 50px;
    font-size: 1.6rem;
  }

  .wa-tooltip {
    display: none;
  }

  /* Stats */
  .stat-number {
    font-size: 1.6rem;
  }

  .stat-percent, .stat-unit {
    font-size: 1.1rem;
  }

  .stat-label {
    font-size: 0.75rem;
  }
}